The Challenge: Reducing Balance Sheet Pressure Without Disrupting Business
Banks and corporations often struggle with an overloaded balance sheet, making it harder to stay financially flexible, meet regulatory requirements, and keep up with competitors. Managing assets while maintaining the right financial ratios and staying in compliance is a constant challenge.
Many solutions create new problems, like operational disruptions, funding issues, or added risk. Companies need a way to reduce balance sheet pressure without changing their financing structure or long-term plans. The real challenge isn’t just managing assets—it’s doing it in a way that keeps the business stable, efficient, and strong.
Smarter Balance Sheet Management with Proven Results
Lord Capital helps banks and corporations reduce balance sheet pressure while maintaining financial stability and efficiency. As a trusted third-party advisor, we design and manage customized portfolios.
Our approach ensures transactions are structured to align with accounting and operational needs without disrupting financing structures, funding, or daily operations. With a $90 billion track record, 11 established funds, and zero credit losses, our solutions are not only cost-effective but also time-efficient and reliable.
What We Bring
IFRS 9 derecognition modelling and IFRS 10 Control Party services
We are recognized as the leading expert in IFRS 9 derecognition modelling, as well as IFRS 10 Control Party services. Our solutions work under both IFRS and US GAAP and have been reviewed by all Big Four accounting firms.
Transaction Governance
We create off-balance sheet financing for corporate assets by taking on accounting consolidation responsibility ourselves. Specifically, we provide expert and ongoing transaction governance as required by IFRS and US GAAP in full cooperation with bank partners, their clients, and auditors.
Inventory Administration and Balance Sheet Management
We combine deep technical knowledge with a broad expanse of banking and capital markets expertise. We provide Ownership and oversight of entities necessary for the control of both inventory and receivables. Lord Capital’s leadership in inventory administration and balance sheet management results in significant cost and time efficiency.
Our History
We are a trusted partner of banks and global corporations. We combine deep technical knowledge with a broad expanse of banking and capital markets expertise. Collectively, the team brings credibility, maturity, and judgement to balance sheet management solutions.
Founded in 2003, Lord Capital has established itself as a leader in the market, having created and managed 11 funds and experienced 0 credit losses on all investments.
Sample Transactions
European Telecom
£1 billion
in Installment Contracts
Funding Type
ABCP Conduit Funding
Consolidating Entity
Lord Capital LLC
Accountants - E&Y
Advisory - PwC
Japanese Corporate
€300 million
in Wholesale Dealer Floorplan Receivables
Funding Type
Institutional Funding
Consolidating Entity
Lord Capital LLC
Accountants
KPMG
US Bank
$1 billion
in Credit Card Receivables
Funding Type
Institutional Funding
Consolidating Entity
Lord Capital LLC
Accountants
KPMG
